Terms & Conditions

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established bythe Bank for the sole purpose of conveying information about the Bank'sproducts and services and to allow communication between the Bank and itscustomers. Information that appears on this website should be considered anadvertisement. Nothing contained in any page on this site takes the place ofthe bank's agreements and disclosures that govern its products and services. Ifany information on the site conflicts with that in the bank's agreements anddisclosures, the agreements and disclosures will control.

From time to time the Bank may placelinks to other websites on this page. The Bank has no control over any otherwebsite and is not responsible for the content on any site other than this one.Users assume all responsibility when they go to other sites via the links onthis page.

The information and materialscontained in this website are owned by the Bank or by others, as applicable. Nomaterial may be copied, displayed, transmitted, distributed, framed, sold,stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of anykind regarding the products and services advertised on this site. The Bank willuse reasonable efforts to ensure that all information displayed is accurate;however, the Bank expressly disclaims any representation and warranty, expressand implied, including, without limitation, warranties of merchantability,fitness for a particular purpose, suitability, and the ability to use the sitewithout contracting a computer virus. The Bank is not responsible for any loss,damage, expense, or penalty (either in tort, contract, or otherwise), includingdirect, indirect, consequential and incidental damages, that result from theaccess of or use of this site. This limitation includes, but is not limited tothe omission of information, the failure of equipment, the delay or inabilityto receive or transmit information, the delay or inability to printinformation, the transmission of any computer virus, or the transmission of anyother malicious or disabling code or procedure. This limitation applies even ifthe Bank has been informed of the possibility of such loss or damage.

This agreement may be changed fromtime to time by posting the new Terms of Use on the website. All users agree tobe subject to this agreement as it changes from time to time.

This agreement and the use of thiswebsite are governed by the laws of the State of Oklahoma.